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Advice About Credit Cards *
Things to Think About Before Taking A New Card.
Cease Letter To Creditors
Sample of Official Notice to Cease Communications
Repossession of Property *
If you do not pay back the money as promised, the creditor has the right to take back, the property.
Review Your Credit Report Periodically
Some financial advisors and consumer advocates suggest that you review your credit report periodically.
You and the Law: Fair Debt Collection
Debt collectors cannot treat you unfairly because you owe an unpaid debt.
Your Access to Free Credit Reports
The Fair Credit Reporting Act requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report once every 12 months.
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